I Tried the Mulebuy Spreadsheet for 30 Days: 2026’s Best Budget Hack or Overhyped? Okay, confession time. My name’s Zara Vance, and I’m a freelance graphic designer who used to think budgeting apps were for people with, like, actual salaries. My shopping philosophy? “If it sparks joy and my card doesn’t decline, it’s meant to be.” Spoiler: my card declined a lot. Enter my bestie, who watched me panic-buy a third pair of nearly identical platform boots and slid a link into my DMs with the caption: “Your wallet called. It’s crying.” That link was to the mulebuy spreadsheet. A Google Sheet. For shopping. I nearly laughed. But 30 days…